Frequently
Asked Questions

Roof replacement is often covered when damage results from uncontrollable events like severe weather or fire. However, issues from poor maintenance or normal wear and tear are typically not included. Be sure to check with your insurance provider to confirm your specific coverage.

To help ensure a smooth insurance claims process, take clear photos of the damage, keep detailed records, report the issue promptly, and work with an experienced roofing professional who understands the claims process.

Begin by reporting the damage to your insurance company. They’ll guide you through the next steps, which usually include an inspection and submitting documentation. Partnering with an experienced roofer like Eagles Construction can help streamline the process and keep things moving efficiently.

When deciding whether to repair or replace your roof, consider factors like its age, how long you plan to stay in your home, and the extent of the damage. That said, the best way to know what your roof truly needs is to schedule a professional inspection.

Filing times for an insurance claim vary by provider and policy. It’s best to file as soon as possible after discovering damage to ensure you’re within the allowed window.

 

The time it takes to replace a residential roof depends on the home’s size and project complexity. Most average-sized homes are completed within one to three days.

It’s recommended to have your roof inspected at least once a year or after any major storm. Catching issues early can help prevent costly repairs down the line.

Yes, having your roof inspected by a trusted professional after a storm is essential to identify any damage and assist with the insurance claims process, if needed.

If you’re noticing persistent leaks, standing water, cracks, damaged shingles, or signs of heavy wear, your roof may need repair or replacement. Regular inspections are key to catching these issues early and avoiding further damage.

Most homeowner insurance policies cover damage from unexpected events like storms, fire, or vandalism. However, coverage can vary by policy and provider, so it’s important to review your policy details.

If your roof is over 10 years old, it’s time for a thorough inspection and possibly a full replacement, especially if it was installed over an existing roof.

Start by using a flashlight to inspect your attic or any space where the roof’s interior is visible. Look for signs like beams of light, leaks, or stains on the ceiling.

Next, inspect the roof’s exterior. Look for cracks, dents, or missing and warped shingles.

Insurance usually covers temporary repairs to prevent further damage. Be sure to keep all receipts and documentation for reimbursement.

Filing a claim for roof damage or replacement may increase your premium. It’s wise to consult with your insurance provider beforehand to understand how it could impact your policy.

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